Ruth S Cowdery Foundation Trust

Grants are made according to the trust agreement dated june 2, 1981 .keybank, as trustee, makes distributions as follows:1/3 share to hiram college1/3 share to uh conneaut medical center 1/3 share park street Christian church. Keybank maintains responsiveness to the needs and activities of each beneficiary organization in the attainment of its mission. Each organization shall have the right at any time to offer its insight or suggestions to keybank with respect to the administration or investments of the trust. Keybank agrees to take due consideration of all suggestions, and agrees to take all steps necessary to ensure that the organizations have a significant voice with respect to the trust. Under the Ohio institutional trust funds act of 1999, the beneficiary has chosen to receive the maximum of income based on the greater of 5% of afv or traditional income.